AI Subscription Prices Compared: ChatGPT, Claude, Gemini, Copilot and More

Most popular AI subscriptions cost about $20 a month in 2026: ChatGPT Plus, Claude Pro, Google AI Pro and Perplexity Pro all sit at or near that price. Budget plans start at around $5 to $10 (ChatGPT Go at $8, Google AI Plus at about $5, SuperGrok Lite at $10), and power-user tiers run from $100 to $500 a month. In India, ChatGPT Go and Google AI Plus both cost about Rs 399 a month, while ChatGPT Plus is about Rs 1,999 and Google AI Pro Rs 1,950.

This guide compares the AI subscription prices of every major assistant and creative tool in one place, explains what each tier adds, shows what common combinations cost per year, and lists the cheapest way to get what you need. Prices are monthly in US dollars from official pricing pages, with INR where an Indian price is published or widely reported.

AI assistant subscription prices (October 2026)

What each assistant’s plans add

ChatGPT

Free gives unlimited text chats with GPT-5.6 Luna. Go ($8) raises limits for images, uploads and data analysis. Plus ($20) adds GPT-5.6 Sol and GPT-6 Astra and GPT-6.1 Sol in ChatGPT Work and Codex, with no ads. Pro tiers at $100, $200 and $500 add always-on dots agents, ChatGPT Space and much higher limits; only Pro 500 includes Ultrafast. See the official ChatGPT pricing page, our ChatGPT pricing guide and Free vs Plus comparison.

Claude

Free includes Sonnet and Haiku models, web search, file creation and memory. Pro ($20, or $17 a month billed yearly at $200) adds more usage, Claude Code, Projects, Opus models and the Chrome and Microsoft 365 extensions. Max costs $100 (5x Pro usage) or $200 (20x). Team seats cost $25 a month ($20 yearly), with Premium seats at $125. Details are on Claude’s pricing page and in our Claude pricing guide and Pro vs Max comparison.

Google Gemini

Google AI Plus adds more Gemini usage and AI in Gmail and Docs; AI Pro adds higher limits and models such as Gemini 4 Argon in AI Mode; AI Ultra is the top tier with the highest limits. In India, eligible students get AI Plus free until December 31, 2026. See our Gemini pricing guide.

Microsoft Copilot

The free Copilot app works on the web, Windows and mobile. Microsoft 365 Personal ($9.99 a month or $99.99 a year) includes Copilot inside Word, Excel and PowerPoint. Copilot Pro was replaced for new buyers by Microsoft 365 Premium. Businesses add Microsoft 365 Copilot Business at $21 per user a month ($18 on promotion). See our Microsoft Copilot pricing guide.

Perplexity and Grok

Perplexity Pro costs $20 a month and adds deep research, a model picker and premium data sources. xAI sells SuperGrok Lite at $10, SuperGrok at $30, SuperGrok Plus at $100 and SuperGrok Heavy at $300 a month, with yearly options at roughly ten months’ price. See our Perplexity pricing and Grok vs ChatGPT guides.

Creative and work AI subscription prices

For more on creative tools, see our Midjourney pricing and Canva pricing guides.

What common AI stacks cost per year

The arithmetic shows why stacking subscriptions adds up quickly. Three $20 plans cost $720 a year. Many people get most of the value from one paid assistant plus free tiers of the others.

Fine print: what the price does not tell you

• Usage limits, not unlimited use. A $20 plan buys a usage allowance, not unlimited access. Claude Pro resets every five hours with possible weekly caps, and ChatGPT Plus shares one allowance between Work and Codex across five-hour and weekly windows. Heavy users on the same plan can hit limits in very different amounts of time.
• Credits for creative work. Image, video and voice tools such as Firefly, Midjourney and ElevenLabs bill in credits or GPU minutes. A plan that looks cheap can run out quickly if you generate video.
• Taxes and currency. Indian prices often include 18% GST, while USD prices usually exclude tax. Card payments in dollars may add foreign transaction fees.
• App store pricing. Subscribing through the Apple App Store or Google Play can cost more than paying on the web, and the subscription is managed by Apple or Google.
• Annual lock-in. Annual plans save money but are hard to cancel mid-year. Try a tool monthly first, then switch to annual once you know you will keep it.
• Team minimums. Business plans often require at least two seats, such as Claude Team and ChatGPT Business, and some features need an admin to enable them.

Before you subscribe, write down the one or two tasks you need the tool for, test them on the free tier for a week, and check which limit you actually hit. That tells you whether you need a paid plan at all, and which tier.

AI subscription prices in India

UPI works for ChatGPT Go and Plus. Telecom bundles have offered free AI plans in India at times, but offers change often. See our guides to free AI Pro plans in India and ChatGPT Plus price in India.

Which AI subscription is worth it?

• Most professionals: one of ChatGPT Plus, Claude Pro or Google AI Pro. Pick ChatGPT for all-round use and agents, Claude for writing and coding, Google for Gmail, Docs and Search integration.
• Students: free tiers plus Google AI Plus (free for eligible students in India) or ChatGPT Go.
• Researchers: Perplexity Pro, or deep research in your main assistant.
• Heavy coders: Claude Max or a ChatGPT Pro tier, once you regularly hit Plus or Pro limits.

Our list of AI subscriptions worth paying for goes deeper, and our LLM API pricing comparison covers pay-per-use pricing for developers.

Frequently asked questions

The bottom line

AI subscriptions have settled into clear price bands: free, about $5 to $10, $20, and $100 and up. For most people one $20 plan, chosen by the kind of work you do, plus free tiers of the others is the best value. Prices and plan features change often, and some vary by country, so confirm current prices on each provider’s official pricing page before you subscribe.